POINTS PROVISIONS

EARNING CHASE ULTIMATE REWARDS POINTS You can earn Chase points with any of the following credit cards. PERSONAL CARDS No Annual Fee Credit Cards Freedom Flex -  5 points on up to $1,500 on combined quarterly bonus categories - 5 points on travel purchased through Chase - 3 points on restaurants and drugstores - 1 point everywhere else Freedom Unlimited - 5 points on travel purchased through Chase - 3 points on restaurants and drugstores - 1.5 points everywhere else Annual Fee Credit Cards Sapphire Preferred ($95/year) - 5 points on travel purchased through Chase - 3 points on restaurants, online grocery, and select streaming services - 2 points on travel - 1 point everywhere else Sapphire Reserve ($450/year) - 10 points on hotels and car rentals purchased through Chase - 5 points on flights purchased through Chase - 3 points on restaurants and travel - 1 point everywhere else BUSINESS CARDS No Annual Fee Credit Cards Ink Business Cash - 5 points on office supply, internet, cable...

1. First, set a goal for a destination you want to visit. 2. Figure out what Airlines fly to/from the airports you need to use.  For a quick check, you can look up the airports on Wikipedia and look for the “Airlines and Destinations” section.  This step helps minimize connections. 3. Learn about the Airline Alliances.  There are three major alliances, Oneworld, Skyteam, and Star Alliance with the airline members listed  here .  Most major airlines in the world are a member of one of these.  4. Learn which credit card points can transfer into each Airline mileage program.  The transfer partners for each credit card points program are listed  here . This is important because even if a particular credit card point doesn't transfer to the Airline you are hoping to fly, it may be a member of the same Airline Alliance of a credit card transfer partner airline. It’s usually possible to use the credit card transfer partner airline miles to book the fligh...

  (Credit Card Transfer Partner) ONEWORLD 1. Alaska Airlines 2. American Airlines 3. British Airways  (AMEX, Capital One, Chase) 4. Cathay Pacific  (AMEX, Capital One, Citi) 5. Fiji Airways 6. Finnair (Capital One) 7. Iberia  (AMEX, Chase) 8. Japan Airlines 9. Malaysia Airlines 10. Qantas  (AMEX, Capital One, Citi) 11. Qatar Airways  (AMEX, Citi) 12. Royal Air Maroc 13. Royal Jordanian 14. SriLankan Airlines SKYTEAM 1. Aerolineas Argentinas 2. AeroMexico  (AMEX, Capital One, Citi) 3. Air Europa 4. Air France  (AMEX, Capital One, Chase, Citi) 5. China Airlines 6. China Eastern 7. Czech Airlines 8. Delta Air Lines  (AMEX) 9. Garuda Indonesia 10. ITA Airways 11. Kenya Airways 12. KLM  (AMEX, Chase, Citi) 13. Korean Air 14. Middle East Airlines 15. Saudia 16. Tarom 17. Vietnam Airlines 18. Virgin Atlantic  (AMEX, Capital One, Chase, Citi) 19. XiamenAir STAR ALLIANCE 1. Aegean 2. Air Canada  (AMEX, Capital One, Chase) 3. Air China 4...

** Exclusive Transfer Partner AMERICAN EXPRESS MEMBERSHIP REWARDS AIRLINES 1. Aer Lingus Avios 2. AeroMexico Premier Points 3. Air Canada Aeroplan Points 4. Air France KLM Flying Blue Miles 5. ANA Mileage Club Miles  ** 6. Avianca LifeMiles 7. British Airways Executive Club Avios 8. Cathay Pacific Asia Miles 9. Delta Airlines SkyMiles  ** 10. Emirates Skywards Miles 11. Etihad Guest Miles 12. Hawaiian Airlines HawaiianMiles  ** 13. Iberia Plus Avios 14. JetBlue TrueBlue Points 15. Qantas Points 16.  Qatar Privilege Club Avios 17. Singapore Airlines KrisFlyer Miles 18. Virgin Atlantic Flying Club Virgin Points HOTELS 1.  Choice Privileges Points 2. Hilton Honors Points  ** 3. Marriott Bonvoy Points CAPITAL ONE REWARDS AIRLINES 1. AeroMexico Premier Points 2.  Air Canada Aeroplan Points 3.  Air France KLM Flying Blue Miles 4. Cathay Pacific Asia Miles 5. Avianca LifeMiles 6. British Airways Executive Club Avios 7.  Emirates Skywards Miles 8. Et...

The Mission of   POINTS PROVISIONS  is to communicate the benefits of points and miles by helping people travel the world with less expense.  This blog is meant to be for general knowledge about collecting and redeeming points and miles and is initially being created as a reference for my own benefit as well as for family and friends who may be interested in learning about this hobby.  I want  to provide an easy to understand place to learn how to get added value from spend that we all do day to day.  This is why I will always pay with a credit card instead of using cash.  By using credit cards to earn points on spend that we would make anyway as well as strategically signing up for new credit cards to earn large sign-up bonuses, we can travel the world for less.  As of now the blog will not be like other points and miles blogs where you can find current hot deals or travel reviews.  It will not be getting updated with new posts everyday...